Home Insurance

Sometimes it seems like insurance is all about exceptions — especially when you’re trying to insure a property or liability risk that’s out of the ordinary. You need coverage specially designed to meet your needs..

Personal Automobile Policy

Covers third party claims of property damage or bodily injury arising out of the use of a personal automobile. Also can cover damage to your own vehicle, towing charges, rental reimbursement and bodily injury caused by underinsured and uninsured motorists.

Business Insurance

The Toole Agency provides coverage for businesses of many types and all sizes. Our experience gives us — and our clients — a distinct advantage.

OSHA 300A “Summary of Work-Related Injuries and Illnesses” must be posted by February 1, 2014 in order to be in compliance

The Summary of Work-Related Injuries and Illnesses” must be posted by February 1 and kept up until April 30, 2014.  This notice must be posted in a conspicuous space. Before posting company officials must verify that they have completed and attested that the form is complete and accurate. OSHA can cite an employer who fails

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Car Emergency Kit

In these cold temperatures, you never know when you may be stranded in your car.  To prepare for this type of emergency, we suggest putting together an emergency kit.  Here are the items that you should have: Blanket Snow shovel Flashlight Hand warmers Matches Bottle of water and a few protein/snack bars Syphon Pump Lightsticks

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Preventing and Thawing Frozen Pipes

With the severe winter temperatures, here are some tips to prevent and thaw frozen pipes. Preventing: Disconnect and drain outside hoses. If there is an inside shut off to your hose bibs shut it off, but keep the outside valve open so that any water remaining in the pipe can drain or expand without causing

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