Workers' Comp Advisors

Preparing for MA Paid Family and Medical Leave

Click post title to watch the video Preparing for MA Paid Family and Medical Leave.JTNDc2NyaXB0JTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZjZG4uandwbGF5ZXIuY29tJTJGcGxheWVycyUyRm9xclZUQ2ZCLWU3N2xSOE5oLmpzJTIyJTNFJTNDJTJGc2NyaXB0JTNF

Toole AdminSeptember 16, 2020

Business InsuranceWorkers' Comp Advisors

August 2013: Workers’ Comp Advisory

Just what the doctor ordered: how you can control Workers' Comp prescription drug costs While the overall share of prescription drugs, as a percentage of medical costs in Workers' Comp, has held steady at around…

Toole AdminAugust 12, 2013

Business InsuranceWorkers' Comp Advisors

July 2013: Workers’ Comp Advisory

Six common roadblocks to optimizing incident investigation While many employers have an incident investigation process that identifies root causes and corrective actions, some inadvertently include roadblocks to optimizing the value of the investigation... Read More.…

Toole AdminJuly 27, 2013

Business InsuranceWorkers' Comp Advisors

June 2013: Workers’ Comp Advisory

Industry trends help guide the management of Workers' Compensation While many of the macro influences on Workers' Compensation are beyond the control of the individual employer, it's important to understand them to help gain a…

Toole AdminJune 27, 2013

Business InsuranceWorkers' Comp Advisors

May 2013: Workers’ Comp Advisory

Employer decisions about health reform may push up Workers' Compensation costs Just when employers begin to feel they are getting a handle on health care reform, an analysis by the NCCI concludes that decisions by…

Toole AdminMay 26, 2013

Business InsuranceWorkers' Comp Advisors

April 2013: Workers Comp Advisory

With 35 the new definition of older worker, it's time to focus on reducing injuries for everyone Recent research should sharpen employers' focus on what can drive down injury rates and costs, including hiring the…

Toole AdminApril 23, 2013

Business InsuranceWorkers' Comp Advisors

March 2013: Workers Comp Advisory

Workers' Comp "tail" continues to grow The percentage of total claims for "late-term" costs - those that will be incurred 20 to 30 years in the future - has been growing and could continue to…

Toole AdminMarch 31, 2013

Business InsuranceWorkers' Comp Advisors

February 2013: Workers’ Comp Advisory

Twelve dos and don'ts of preparing for a premium audit Clerical errors, incorrect classifications, and miscalculations in the premium audit often lead to overcharges. Employers can protect themselves by being properly prepared... Read More. Co-morbidities:…

Toole AdminFebruary 26, 2013

Workers' Comp Advisors

January 2013: Workers Comp Advisory

A strategic approach to Workers' Compensation It's easy to develop a myopic view of Workers' Compensation, but a strategic approach helps identify ways your Workers' Comp program can be strengthened and contribute to the bottom…

Toole AdminJanuary 30, 2013

Business InsuranceWorkers' Comp Advisors

December 2012: Workers’ Comp Advisory

Ten Costly Return-to-Work Mistakes revisited Return-to-Work programs have helped reduced Workers' Compensation, disability and medical insurance costs as well as protect employers from lawsuits regarding regulatory non-compliance, particularly related to the ADAAA. The economic and…

Toole AdminDecember 30, 2012

Business InsuranceWorkers' Comp Advisors

November 2012: Workers’ Comp Advisory

Managing renewals in a changing Workers' Compensation market All indications are that Workers' Comp rates will continue to increase for four to five years. Those employers that understand the market forces driving the changes, how…

Toole AdminNovember 24, 2012

Business InsuranceWorkers' Comp Advisors

October 2012: Workers’ Comp Advisory

How a holistic approach to health risks plugs leaks in your bottom line The same health risks generating high health care costs also impact absenteeism, presenteeism, Workers' Comp and long-term disability. By identifying risks and…

Toole AdminOctober 27, 2012

Business InsuranceWorkers' Comp Advisors

September 2012: Workers’ Comp Advisory

Five fallacies that trip up Return-to-Work (RTW) programs Even employers who have well established RTW plans can take too much for granted and find claims unexpectedly deteriorating into costly lost-time cases. Learn how to keep…

Toole AdminOctober 5, 2012

Business InsuranceWorkers' Comp Advisors

August 2012: Workers’ Comp Advisory

Top ten ways employers mess up Workers' Comp claims While it's well known that costs mount the longer a Workers' Compensation claim stays open, employers often unwittingly make mistakes in managing the claim. Here are…

Toole AdminSeptember 6, 2012

Business InsuranceWorkers' Comp Advisors

July 2012: Workers’ Comp Advisory

As rates firm, an audit review is essential Many employers do not realize that classification and experience modification calculation errors are rampant in Workers' Comp. As rates rise, more employers are pressing for reviews of…

Toole AdminAugust 3, 2012

Business InsuranceWorkers' Comp Advisors

June 2012: Workers’ Comp Advisory

NCCI update: What you need to know about the NCCI Experience Mod change and more An update on the broad-reaching NCCI Experience Mod change and other critical Workers' Compensation issues, were highlighted at the Annual…

Toole AdminJune 27, 2012

Business InsuranceWorkers' Comp Advisors

May 2012: Workers’ Comp Advisory

The Workers' Comp perfect storm A confluence of negative factors means employers will face higher rates unless they take action... Read More. Summer tempters: summer interns, events and employer-sponsored sports teams - good business or…

Toole AdminJune 2, 2012

Business InsuranceWorkers' Comp Advisors

April 2012: Workers’ Comp Advisory

Employers' Workers' Comp top concerns in 2012 and their surprising ignorance While a recent survey reveals that employers' top Workers' Comp concern was cost containment, it was surprising how little they knew about a key…

Toole AdminApril 24, 2012

Business InsuranceWorkers' Comp Advisors

March 2012: Workers’ Comp Advisory

New approaches to employee retention As the economy recovers, employers are seeing the effects of downsizing, pay freezes and benefit trimming on employee morale and the need to strengthen employee engagement takes on new importance...…

Toole AdminMarch 31, 2012

Business InsuranceWorkers' Comp Advisors

January 2012: Workers’ Comp Advisory

2011 Workers' Comp decisions offer insights for employers in 2012 A review of some of the top 2011 legal and government actions relating to Workers' Comp provides keen insight into issues that may dominate 2012...…

Toole AdminJanuary 31, 2012

Business InsuranceWorkers' Comp Advisors

December 2011: Workers’ Comp Advisory

Six benchmarks for evaluating Return-to-Work programs Sustaining return to work efforts means that they must make economic sense. Here are six benchmarks... Read More. The time is NOW for employers to understand rule changes on…

Toole AdminDecember 28, 2011

Business InsuranceWorkers' Comp Advisors

November 2011: Workers’ Comp Advisory

The prescription for keeping WorkComp costs down is finding the right physician The initial medical care an injured employee receives can make or break the outcome... Read more. Workers' Comp 'grim market means rate hikes…

Toole AdminNovember 26, 2011

Business InsuranceWorkers' Comp Advisors

October 2011: Workers’ Comp Advisory

Seven ways to prevent medical-only claims from morphing into lost-time claims When medical-only claims needlessly morph into lost-time claims, a Pandora's box opens. They can cost an average of 40 times more than those that…

Toole AdminNovember 3, 2011

Business InsuranceWorkers' Comp Advisors

August 2011: Workers’ Comp Advisory

Employers reluctant to close claims with Medicare set-asides Medicare set-aside funding requirements for closing cases with prescription drug expenses are causing employers to rethink the conventional wisdom of closing cases early... Read More. Seven ways…

Toole AdminAugust 6, 2011

Business InsuranceWorkers' Comp Advisors

July 2011: Workers’ Comp Advisory

Older workers and return to work Understanding the nature and cause of injuries among older workers, can reduce costs and lost work days... * Sidebar: Five keys to making return to work successful... Read More.…

Toole AdminJuly 5, 2011

Business InsuranceWorkers' Comp Advisors

June 2011: Workers’ Comp Advisory

24/7 work culture stretches Workers' Compensation exposure While little case law exists to guide employers' on their responsibilities for employee injuries sustained when conducting business via a mobile device, the proliferation of devices increases the…

Toole AdminJune 6, 2011

Business InsuranceWorkers' Comp Advisors

May 2011: Workers’ Comp Advisory

Don't be late for a very important date: Five steps that can lead to reduced Workers' Comp premiums The most important date for Workers' Comp is not the renewal date. What you need to know about…

Toole AdminMay 9, 2011

Business InsuranceWorkers' Comp Advisors

April 2011: Workers’ Comp Advisory

Do's & Don'ts to help avoid hiring a Workers' Comp claim It's often said a Workers' Comp claim begins at the date of hire. There are steps employers can take to reduce the possibility of…

Toole AdminApril 11, 2011

Business InsuranceWorkers' Comp Advisors

March 2011: Workers’ Comp Advisory

Using the Experience Mod to pave way for more business While often overlooked, an employer's Experience Modification Factor (MOD) is a powerful business benchmark that is carefully scrutinized by those who are evaluating possible business…

Toole AdminMarch 2, 2011

Business InsuranceWorkers' Comp Advisors

February 2011: Workers’ Comp Advisory

Medical treatment is key to Return-to-Work Medical treatment easily trumps severity, job, age and co-morbidities as a determinate of return-to-work... SIDEBAR: Drugs dispensed by doctors rise sharply in Workers' Comp... Read More. Posting OSHA 300A…

Toole AdminFebruary 3, 2011