With the severe winter temperatures, here are some tips to prevent and thaw frozen pipes. Preventing: Disconnect and drain outside hoses. If there is an inside shut off to your hose bibs shut it off,…

SEPTEMBER – NATIONAL PREPAREDNESS MONTH National Preparedness Month (NPM) was founded after 9/11 to increase preparedness in the U.S. This year it focuses on strengthening communities through public events and online communities NATIONAL PREPAREDNESS COMMUNITY…

OSHA Hazard Communication: Training Deadline Now Just 4 months Away! Workers must be trained by 12/1/13 Chemical manufacturers, distributors, and employers across industries need to be aware of OSHA’s modified hazard communication standard (HCS) which will…
Often there is confusion surrounding whether a vehicle should have a ‘Private Passenger’ or ‘Commercial’ Plate and then whether that plate type impacts the insurance policy – a personal or business policy. Please read futher…
The MA Wellness Tax Credit, adopted in 2013, encourages employers to implement a workplace wellness program with the belief that future health care costs will be reduced if employees take pro-active care of themselves. This…

As business demands that employees spend more time on the road, the risk of travel accidents and emergencies increases. What happens when: an employee is in Hong Kong and feels chest pains and becomes dizzy?…

Cyber attacks were a constant ticker across the headline news in 2012, making future breaches to businesses of all sizes, more and more likely to be a reality. Even those with significant resources to prevent…
It’s that time of year again! February 1st is the deadline to post the OSHA 300A Summary of incidents that occurred during 2012. Not sure if your business is subject to OSHA recordkeeping rules? Following…

You have been diligent to design, manufacture, and sell a safe and reliable product to your customers. Even with the highest level of attention, the possibility still exists that either a regulatory agency mandated or…

Managing your expenses, including your insurance premiums–which directly impact your bottom line–is even more critical in today’s economy. Understanding and strategically preparing for your audit process can reduce the likelihood of premium errors and over-payment….
One of the privileges of your business is the ability to work with children–our future. With that privilege comes unique challenges and concerns–one being the protection of the children as no one ever wants a…

In today’s fast moving world, we understand that it is difficult to remain absolutely current with the ever changing laws and regulations placed upon the shoulders of employers. As your trusted risk advisor, we are…

In today’s fast moving world, it is vital for all businesses to be able to operate at every possible moment. The inability to “work” could be catastrophic for your business. For over 20 years, Agility…
In August we sent you an email advising that all out-of-state employers with employees who enter New York State for business purposes will be required to carry “a full, statutory New York State workers’ compensation insurance…
Is your organization doing everything possible to help yourself and your employee in the event of a workers’ compensation claim? How often do you take a critical look at your workers’ compensation program? A.I.M. Mutual…

On August 6th, Governor Patrick signed into law legislation amending the CORI Act that affects employers’ use of criminal history of potential and current employees. This law dictates the means in which employers and other…
Train your employees to drive safely at no cost! The National Safety Council announces a new on-line Driver Defensive Training Course. Register each of your employees by June 18th at no cost! This course uses…