List of Companies to Purchase Opening Supplies and PPP Equipment from (provided by AIM Association)


Below are links to Constant Contact emails that Toole Insurance released
with important information and resources regarding COVID-19.

Our team is here to help.  Please reach out to us if we can assist during this time.


9/14/20 MA PFML & COVID Legal Updates and HR Insights

  • Tracking Hours for Remote Workers
  • Revised FFCRA Regulations and DOL Q&A
  • FMSCA Trucking Exemption Extension
  • EEOC Updated Q&A
  • Return-to-Work Concerns and Employer’s Reputation
  • CDC Update on Quarantine Post COVID Exposure
  • FDA Safe Hand Sanitizer List
  • CDC Guide on Customer Safety Protocol Conflict

8/3/20 Increased D&O Concerns & COVID-19 Resources

  • Directors & Officers Exposures and Protection
  • I-9 Physical Inspection Exemption Extension
  • MA Travel Order Effective 8/1/20
  • Remote Work Considerations
  • Virtual Recruiting

7/24/20 MA Workers’ Compensation Bureau Release Rules on COVID-19 Payroll

  • Payments to Furloughed Non-Working Employees
  • Employees Re-assigned to Work from Home
  • Sole PRoprietor, Partners, LLC Member Payroll

7/22/20 DOL Q&A, Legal and HR Updates, Remote Work Insights

  • DOL Q&A on Workplace Laws and COVID-19
  • IRS Reporting of FFCRA on W-2
  • DOL Revised Optional FMLA Forms
  • FFMCSA Flexible Drug and Alcohol Testing Rates
  • 5 Ways COVID-19 is Reshaping HR
  • (8) Remote Work Tools and Insights
  • NY Workers Ineligible for COVID-19 Leave after Visiting States on NY Travel Advisory

7/2/20 MA Phase 3 Begins July 6th & Other Resources

  • What is included in Phase 3?
  • PPP Application Deadline Extension
  • When an Employee Reports They Have COVID-19
  • IRS Issues Guidance on Leave Donation Programs
  • DOL Launches Employee Tool for Accessing FFCRA Eligibility

7/1/20 Legal Risk Associated with Employment Decisions

  • Areas that COVID-19 Can Increase Exposure
  • Transferring Risk – EPLI
  • Mitigating Risk Actions

6/19/20 MA Moves Forward to Step 2 & Updated Tools and Resources

  • Businesses Impacted by Phase 2/ Step 2
  • SBA Streamlined PPP Loan Forgiveness Application
  • Updated EEOC Employer Guidance on COVID-19 and the ADA
  • OSHA Guidance on Returning to Work
  • HR Insights on Employer Brand and COVID-19, Contact Tracing in the Workplace and Preparing for Second Wave of Cases
  • FMCSA Temporary Drug Testing Waiver for Rehiring CMV Drivers

6/8/20 – Reopening in MA – Green Light Phase 2 and PPP

  • List of Businesses Included in Each Phase
  • Specific Safety Standards
  • State Compliance Documents
  • Paycheck Protection Flexibility Act 2020

6/3/20 Cyber – Your Business Exposed and Actions to Protect

  • Types of Cyber Criminal Tactics Used to Expose Your Business
  • Steps to Protect Your Business
  • Cyber Liability Insurance Protection

5/29/20 OSHA, EEOC, DOL, CDC Updates

  • OSHA Enforcement Policies including Recording Guidelines
  • EEOC Accommodating At-risk Employees
  • CDC Office Building Guidelines
  • Communication Checklist
  • Property Access Form
  • DOL Fluctuating Workweek OT Method

Webinar Invite – 6/4/20 Workers’ Compensation and Returning Workforce Considerations

Webinar Invite – 4 Part Series starting 6/10/20 – Mental Health Wellness in the Workplace

5/18/20 Reopening in MA

  • Sample Facilitator Workshop Guide
  • Employer Presentation Template for Returning Employees
  • MA Reopening Key Plan Components
  • Links to State Provided Reopening Resources
  • What to do after receiving a PPP loan

5/10/20 EEOC Updates , New I-9 Policy and More

  • EEOC Updates Employer Guidance on COVID-19 and the ADA
  • ThinkHR Webinar Recording – Compliance Matters: Layoffs, Furloughs, and Recalls
  • New I-9 Policy due to COVID-19
  • MA Registry Available for ‘Essential’ Transactions Only
  • ThinkHR Free Pandemic Training Courses

5/4/20 HR COVID-19 Toolkit and Return to Work Action Plans

  • Free Access to ThinkHR
  • HR Toolkit – Consolidated COVID-19 Resources
  • Wearing Facial Coverings
  • Practice & Policy Considerations in Advance of Return to Work
  • Guide to Creating a Return to Work Action Plan
  • Sample Return to Work Action Plan

4/29/20 EEOC & CDC Update on Employer Testing & COVID-19 Symptoms

  • EEOC Updates Employer Guidance on Testing Employees for COVID-19
  • CDC Expands List of COVID-19 Symptoms
  • Designing a Post COVID-19 Workplace
  • List and links to State Resources
  • List and links to Federal Resources

4/22/20 COVID-19 Payroll and Claim Impact on Your Future Workers’ Compensation

  • Excluding Payroll for Employees not Working –
  • Reallocating remote worker payroll into a lower rated class
  • COVID-19 Impact on Existing Workers’ Compensation Claims
  • COVID-19 Payroll and Claim Impact on Future Experience Modifications

4/20/20 Pandemic Unemployment Assistance and Small Business Recovery Grant Program

  • Pandemic Unemployment Assistance (PUA) Eligibility, FAQ, Guide
  • MA LISC Small Business Recovery Grant Program Application & Guide

4/16/20 Looking Forward – Opening America and Your Business

  • White House released plan to reopen America
  • Considerations to Reopening a Business after COVID-19 Shutdown

4/14/20 Potential Immediate COVID-19 Impact on Your Insurance

  • Changes in operations can impact insurance – included are 7 key areas to contact our agency and discuss  if apply to your business
  • Workers Compensation and General Liability premium basis adjustments
  • Handling of payroll for employees paid but not working

4/10/20 NY Executive Order Regarding Insurance Premiums

4/9/20 Here to Help – Telecommuting Guide and Resources

  • Telecommuting Guide
  • Keeping Remote Employees Engaged and Happy
  • Sample Telecommuting Arrangement Announcement, Policy, Authorization, and Checklist
  • Balancing Working from Home and Care-giving Responsibilities
  • Maintaining Mental Well-Being During a Quarantine
  • Working from Home Ergonomic Tips
  • Working from Home During COVID-19

4/8/20 Here to Help – Insurance Premium Payments During COVID-19 Crisis

  • Carrier Billing Phone Numbers and billing considerations

4/3/20 Here to Help – CARES Act , FFCRA Tax Credits, and more Resources

  • CARES Act – Small Business Loan Overview
  • Small Business Administration Guidance & Loans
  • IRS FAQs: Employee Retention Credits Under CARES Act
  • IRS FAQ on FFCRA Tax Credits for Self-Employed Individuals
  • Labor & Workforce Development COVID-19 Unemployment Info.
  • Dept. of Public Health COVID-19 Guidance and Directives
  • Managing  Remote Work Cyber Risk
  • Emergency Paid Sick Leave Act – Leave Request Sample Form
  • OSHA Guidance on Preparing Workplaces for COVID-19

3/26/20 Here to Help – DOL FAQS and Other Resources

  • DOL FAQ COVID-19 and the Fair Labor Standards Act
  • Employee Compensation and Benefits During Closures and Furloughs
  • DOL Issues Temporary Non-enforcement Policy for COVID-19 Paid Leave Rules
  • IRS Tax Guidance on Tax Credits for COVID-19 Paid Leave
  • COVID-19 Disruptions to CMV Driver Drug & Alcohol Testing
  • Labor & Workforce Development COVID-19 Unemployment Info.
  • Dept. of Public Health COVID-19 Guidance and Directives

3/18/20 Congress Passes Law Requiring Paid Employee Leave

  • EEOC Issues Compliance Guidelines on COVID-19 and ADA
  • DOL  COVID-19 and the Fair Labor Standards Act
  • Cyber Criminals Seeking to Capitalize on COVID-19

3/11/20 COVID-19 Considerations and Resources

  • Questions Arising for Your Business on Employee Safety, Remote Work, Insurance Impact
  • COVID-19 Compliance Issues
  • Sample Communication for Employees
  • CDC Interim Guide
  • Links to OSHA, WHO, HHS, EEOC, Mass. Dept. of Health


6/11/20 – Reopening MA Phase II – Lodging Safety Standards

  • Lodging includes short-term residential rentals including those through Airbnb and VRBO
  • Safety Standards and Checklist

5/17/20 COVID-19 Impacts on Personal Insurance & Coverage Considerations

  • COVID-19 Changes that Can Impact Insurance
  • Insurance savings considerations – Auto, Home & Others

4/23/20 Stay at Home Auto Discounts

  • Discounts offered by carriers during Stay at Home order

4/10/20 NY Executive Order Regarding Insurance Premiums

4/8/20 Here to Help – Insurance Premium Payments

  • Carrier Billing Phone Numbers and Premium Considerations

3/24/20 Our Team is Here for You

3/14/20 Change in Agency Operations

  • Changes in our Operations to Keep our Team Safe