Below are links to Constant Contact emails that Toole Insurance released
with important information and resources regarding COVID-19.

Our team is here to help.  Please reach out to us if we can assist during this time.

Business

5/29/20 OSHA, EEOC, DOL, CDC Updates

  • OSHA Enforcement Policies including Recording Guidelines
  • EEOC Accommodating At-risk Employees
  • CDC Office Building Guidelines
  • Communication Checklist
  • Property Access Form
  • DOL Fluctuating Workweek OT Method

Webinar Invite – 6/4/20 Workers’ Compensation and Returning Workforce Considerations

Webinar Invite – 4 Part Series startingn 6/10/20 – Mental Health Wellness in the Workplace

5/18/20 Reopening in MA

  • Sample Facilitator Workshop Guide
  • Employer Presentation Template for Returning Employees
  • MA Reopening Key Plan Components
  • Links to State Provided Reopening Resources
  • What to do after receiving a PPP loan

5/10/20 EEOC Updates , New I-9 Policy and More

  • EEOC Updates Employer Guidance on COVID-19 and the ADA
  • ThinkHR Webinar Recording – Compliance Matters: Layoffs, Furloughs, and Recalls
  • New I-9 Policy due to COVID-19
  • MA Registry Available for ‘Essential’ Transactions Only
  • ThinkHR Free Pandemic Training Courses

5/4/20 HR COVID-19 Toolkit and Return to Work Action Plans

  • Free Access to ThinkHR
  • HR Toolkit – Consolidated COVID-19 Resources
  • Wearing Facial Coverings
  • Practice & Policy Considerations in Advance of Return to Work
  • Guide to Creating a Return to Work Action Plan
  • Sample Return to Work Action Plan

4/29/20 EEOC & CDC Update on Employer Testing & COVID-19 Symptoms

  • EEOC Updates Employer Guidance on Testing Employees for COVID-19
  • CDC Expands List of COVID-19 Symptoms
  • Designing a Post COVID-19 Workplace
  • List and links to State Resources
  • List and links to Federal Resources

4/22/20 COVID-19 Payroll and Claim Impact on Your Future Workers’ Compensation

  • Excluding Payroll for Employees not Working –
  • Reallocating remote worker payroll into a lower rated class
  • COVID-19 Impact on Existing Workers’ Compensation Claims
  • COVID-19 Payroll and Claim Impact on Future Experience Modifications

4/20/20 Pandemic Unemployment Assistance and Small Business Recovery Grant Program

  • Pandemic Unemployment Assistance (PUA) Eligibility, FAQ, Guide
  • MA LISC Small Business Recovery Grant Program Application & Guide

4/16/20 Looking Forward – Opening America and Your Business

  • White House released plan to reopen America
  • Considerations to Reopening a Business after COVID-19 Shutdown

4/14/20 Potential Immediate COVID-19 Impact on Your Insurance

  • Changes in operations can impact insurance – included are 7 key areas to contact our agency and discuss  if apply to your business
  • Workers Compensation and General Liability premium basis adjustments
  • Handling of payroll for employees paid but not working

4/10/20 NY Executive Order Regarding Insurance Premiums

4/9/20 Here to Help – Telecommuting Guide and Resources

  • Telecommuting Guide
  • Keeping Remote Employees Engaged and Happy
  • Sample Telecommuting Arrangement Announcement, Policy, Authorization, and Checklist
  • Balancing Working from Home and Care-giving Responsibilities
  • Maintaining Mental Well-Being During a Quarantine
  • Working from Home Ergonomic Tips
  • Working from Home During COVID-19

4/8/20 Here to Help – Insurance Premium Payments During COVID-19 Crisis

  • Carrier Billing Phone Numbers and billing considerations

4/3/20 Here to Help – CARES Act , FFCRA Tax Credits, and more Resources

  • CARES Act – Small Business Loan Overview
  • Small Business Administration Guidance & Loans
  • IRS FAQs: Employee Retention Credits Under CARES Act
  • IRS FAQ on FFCRA Tax Credits for Self-Employed Individuals
  • Labor & Workforce Development COVID-19 Unemployment Info.
  • Dept. of Public Health COVID-19 Guidance and Directives
  • Managing  Remote Work Cyber Risk
  • Emergency Paid Sick Leave Act – Leave Request Sample Form
  • OSHA Guidance on Preparing Workplaces for COVID-19

3/26/20 Here to Help – DOL FAQS and Other Resources

  • DOL FAQ COVID-19 and the Fair Labor Standards Act
  • Employee Compensation and Benefits During Closures and Furloughs
  • DOL Issues Temporary Non-enforcement Policy for COVID-19 Paid Leave Rules
  • IRS Tax Guidance on Tax Credits for COVID-19 Paid Leave
  • COVID-19 Disruptions to CMV Driver Drug & Alcohol Testing
  • Labor & Workforce Development COVID-19 Unemployment Info.
  • Dept. of Public Health COVID-19 Guidance and Directives

3/18/20 Congress Passes Law Requiring Paid Employee Leave

  • EEOC Issues Compliance Guidelines on COVID-19 and ADA
  • DOL  COVID-19 and the Fair Labor Standards Act
  • Cyber Criminals Seeking to Capitalize on COVID-19

3/11/20 COVID-19 Considerations and Resources

  • Questions Arising for Your Business on Employee Safety, Remote Work, Insurance Impact
  • COVID-19 Compliance Issues
  • Sample Communication for Employees
  • CDC Interim Guide
  • Links to OSHA, WHO, HHS, EEOC, Mass. Dept. of Health

Personal

5/17/20 COVID-19 Impacts on Personal Insurance & Coverage Considerations

  • COVID-19 Changes that Can Impact Insurance
  • Insurance savings considerations – Auto, Home & Others

4/23/20 Stay at Home Auto Discounts

  • Discounts offered by carriers during Stay at Home order

4/10/20 NY Executive Order Regarding Insurance Premiums

4/8/20 Here to Help – Insurance Premium Payments

  • Carrier Billing Phone Numbers and Premium Considerations

3/24/20 Our Team is Here for You

3/14/20 Change in Agency Operations

  • Changes in our Operations to Keep our Team Safe