If your business provides a professional service or advice to others, you need a Professional Liability policy (also known as Errors & Omissions). This coverage provides protection for claims that arise alleging a negligent act, error, or omission in the performance of your professional duties or your failure to render the professional services.    This exposure is excluded under your General Liability policy.

Businesses most in need of this coverage are medical professionals, accountants, engineers, architects, lawyers, insurance agents, real estate agents, business consultants, appraisers, financial advisors, and contractors performing design work.

This type of protection can be complicated as there is no standard Professional Liability insurance policy form. Careful attention must be paid to policy definitions and exclusions.   As such we recommend a comprehensive review of your specific exposure so the correct policy terms are secured.

We specialize in helping businesses with their insurance protection, including their Professional Liability risk. Contact us to discuss which of your business practices is leaving you open to a potential Professional suit.