October 2011: Workers’ Comp Advisory

Seven ways to prevent medical-only claims from morphing into lost-time claims
When medical-only claims needlessly morph into lost-time claims, a Pandora’s box opens. They can cost an average of 40 times more than those that remain medical-only… Read More.

Don’t be blindsided by the Borrowed Servant Doctrine
In today’s world of multi-faceted employer-employee relationships, it is important to understand your exposure to gaps in coverage… Read More.

Little good news for Workers’ Comp in recent reports
From rising frequency, increasing questionable claims, skyrocketing pharmacy costs, growing mistrust in management to rising costs, recent reports had little good news… Read More.

OSHA Watch

  • Updated hazard alert on formaldehyde dangers to hair salon owners and workers after new agency findings and FDA warning letter
  • 2011 Site-Specific Targeting Program for high-hazard workplaces
  • Enforcement database updated
  • Hazard alert on the dangers to workers of incorrectly rebuilt circuit breakers
  • Procedures for investigating Workplace Violence
  • New guide helps construction employers and workers prevent nail gun injuries
  • OSHA, electrical group agree to exemption on cranes and derricks rule
  • Updated Whistle blower Investigations Manual
  • Recent fines and awards
  • Read More.

Legal Corner

  • Firing employees for Facebook posts violated NLRB
  • NLRB Memorandum on social media cases
  • Confidentiality provision in employment agreement overly broad
  • Liquor store manager robbed at gunpoint not due Workers’ Comp for ‘psychic injury’ – PA
  • Man who contracted asbestosis not entitled to Workers’ Comp because did not lose wages – South Carolina
  • Employer and insurer must pay for spinal implant hardware – Minnesota
  • Business owner saves by dividing business into two parts – Mississippi
  • Read More.

Things You Should Know

  • FMCSA warns carriers about “aggressive” marketing to sell training
  • Reed Group launches Leave of Absence Advisor
  • Eating at your desk could lead to foodborne illness
  • Employee exercise programs may increase productivity: study
  • IRS offering break to employers who come clean about wrongly classifying workers as independent contractors
  • Read More.

CASE STUDY

New Workers’ Comp program makes cutting Experience Mod for day care client like child’s play
Comprehensive approach quickly reduces Mod from 2.7 to 1.8….. Read More.

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