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We are a country built on independence.  America.  Land of the free.  Land of the individual.  It’s true, we Americans like having choices.  We like to be unique.  Advertisers sure know it- how many slogans can you think of that play into this ethos?

::  Have it your way. – Burger King ::  It’s everywhere you want to be. – Visa ::

::  This Bud’s for you. – Budweiser ::  The choice of a new generation. – Pepsi ::

So why would you choose an insurance company that doesn’t give you choices? Independent insurance companies create insurance plans specific to YOU!!

Independent insurance agents represent a number of insurance companies, or “carriers”, and sell the products that most appropriately meet the needs of their clients. The agents are independent from all the companies they sell for, and can therefore evaluate different insurance policies objectively. Their expertise allows them to advise their clients about appropriate amounts of insurance and insurance coverages for their specific needs. Independent insurance companies also sell a variety of insurance and financial products (ie: property insurance, life insurance, health insurance, disability insurance, etc), thus allowing you to meet all your insurance needs with one company.

For three generations, the Toole Agency has specialized in developing customized insurance plans for individuals and businesses. Whether it’s a policy to insure priceless works of art, historic homes, or business exposures, we can design coverage that exceeds the terms of a standard policy.

As an independent insurance agency, we can always give our clients options. We are not tied to any one carrier or company, we do not serve the interests of any corporate entity, and we’re never obliged to promote and sell any policy that does not precisely fit our clients’ coverage needs.

Our relationships with the insurers we represent are based more on trust than on contracts. We write coverages through some of the world’s most financially secure insurance companies — in some cases, companies that we’ve been representing since the 1930s. Those long-term relationships make it possible for the Toole Agency to offer the highest quality programs at competitive rates.