Personal Insurance

If it matters to you, it matters to us.

Protect what matters to you most.

Toole can protect your home, life and property. Click here for an online quote

Sometimes it seems like insurance is all about exceptions — especially when you’re trying to insure property or liability risk that’s out of the ordinary. You need coverage specially written to your needs.

That’s our business. For example, we’ve written policies that cover replication costs for historic homes and buildings. A standard policy would only provide for a replacement of “like kind & quality”; instead, we can insure the craftsmanship and design that make your vintage building unique. We’ve also designed policies to cover fine art and antique car collections. And many of our clients appreciate the fact that we can negotiate high-limit liability policies to suit their individual circumstances.

The Toole Agency specializes in policies for second homes or part-time residences. A second home should have first-rate protection. But should it cost as much as your full-time residence? We can help provide comprehensive protection at affordable rates.

We also offer traditional life, auto and liability insurance policies that meet our high standards. Whether it’s liability coverage for international travelers, replacement coverage for heirlooms or any home from brownstone to fieldstone, the Toole Agency can generate a cost-effective program to protect and preserve your assets.