Nonprofit organizations and charities have distinct needs compared with other sectors of the economy. To get perspectives on the risk management and insurance problems that nonprofit managers face, I turned to several independent insurance agents and brokers who are experienced in the nonprofit market. It’s a small world, and budgets are no exception. Despite the
The box jellyfish is one of the world’s deadliest creatures. With tentacles up to three metres long and venom that attacks the skin, the heart and the nervous system, swimmers that are unlucky enough to be stung often never make it back to the shore. Drowned after going into shock, or dead of heart failure.
![fire hose[4]](http://tooleinsurance.com/media/fire-hose4-71x100.jpg "fire hose[4]")
Dry conditions and high winds in New Jersey helped increase the size of a wildfire in Burlington County that has now burned more than 1,000 acres since starting Monday morning, reports the Star-Ledger. The fire is now 75 percent contained and fire officials expect to fully contain the fire by the end of the week,
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