Toole Insurance

Cyber Briefings ‘Scare The Bejeezus’ Out Of CEOs

jconzo — Wed, 16 May 2012 12:00:41 +0000

For the CEOs of companies such as Dell and Hewlett-Packard, talk of cyberweapons and cyberwar could have been abstract. But at a classified security briefing in spring 2010, it suddenly became quite real. “We can turn your computer into a brick,” U.S. officials told the startled executives, according to a participant in the meeting. The

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Protection for Pregnant Workers

jconzo — Sun, 13 May 2012 12:56:56 +0000

Pregnancy is not a disability, but pregnant workers can still need protection. Pregnancy is specifically not covered under the Americans With Disabilities Act, which requires that employers provide reasonable accommodations to disabled employees who need them to do their jobs. This is fine with most pregnant women: the idea that pregnancy is a disability raises

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3 Employee Errors That Cost Businesses Big-Time

jconzo — Thu, 10 May 2012 14:24:04 +0000

Managing employees comes with hidden costs. Find out how to protect yourself from situations that can emotionally and financially devastate a business. It’s a given that all employees will make an honest mistake that will cost their employers some money. These simple mistakes and miscalculations are forgivable. However, there is another type of employee error

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Stolen Victorian-era art found in wildlife raid

jconzo — Mon, 07 May 2012 14:18:50 +0000

When wildlife agents infiltrated the home of a small-town Alaska couple suspected of dealing illegal animal parts, they didn’t expect to find fine art among the couple’s loot. But amid the machine guns and illegal ivory, the pot and coca plants, sat five pricey Victorian paintings pilfered from a New England woman’s home in 2005.

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April 2012: American with Disabilities Act Amendments Act (ADAAA)

jconzo — Wed, 02 May 2012 18:31:00 +0000

Last month we discussed your obligations to employees under FMLA. We now turn our attention to ADAAA and the protection it extends to employees and obligations it imposes on you. One of the protections of the original 1990 Americans with Disabilities Act (ADA) was preventing the discrimination of individuals in the workplace because of a

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6 Tips for a Safe Roadtrip

jconzo — Mon, 30 Apr 2012 21:26:59 +0000

Roadtrip! What a great idea. Oh, but wait. What about the weather? And the mountains and black ice and desert and hail? Oh! And what about the criminals lying in wait? Sure, road trips can pose some challenges, but information and a few sensible precautions will have you safely on the road in no time.

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Business owners advised to unplug electronics when not in use

jconzo — Fri, 27 Apr 2012 22:24:05 +0000

Because electronic equipment can be a key component of a company’s function, business professionals generally have it insured under their business owners’ policy. However, in order to avoid filing a claim, an electronic assessment company reminds them to unplug their electronics whenever there is severe weather. According to Zap Consulting, lightning losses accounted for $798

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April 2012: Workers’ Comp Advisory

jconzo — Tue, 24 Apr 2012 15:26:27 +0000

Employers’ Workers’ Comp top concerns in 2012 and their surprising ignorance While a recent survey reveals that employers’ top Workers’ Comp concern was cost containment, it was surprising how little they knew about a key cost control… Read More. Five costly, unnecessary mistakes employers make when an injury occurs The hours and days immediately following

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More American workers sue employers for overtime pay

jconzo — Fri, 20 Apr 2012 12:00:19 +0000

Americans were pushed to their limit in the recession and its aftermath as they worked longer hours, often for the same or less pay, after businesses laid off almost 9 million employees. Now, many are striking back in court. Since the height of the recession in 2008, more workers across the nation have been suing

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Nonprofit Coverage Needs: Blind Spots and Misconceptions

jconzo — Tue, 17 Apr 2012 14:02:42 +0000

Nonprofit organizations and charities have distinct needs compared with other sectors of the economy. To get perspectives on the risk management and insurance problems that nonprofit managers face, I turned to several independent insurance agents and brokers who are experienced in the nonprofit market. It’s a small world, and budgets are no exception. Despite the

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